When it comes to innovation Sweden punches far above its weight.

There is a nice youtube channel called The Aesthetic City. There are some really nice new projects done with traditional architecture in Europe.

Fine robusta is legit. Very full bodied, fruity and chocolatey.

Happened last week in the Netherlands. The home team (FC Utrecht) played terrible. They were down 3-1. Hooligans threw fireworks on the pitch and the match got suspended. The match was resumed three days later. Utrecht played much better en got a 3-3 draw.

Every time I had issues with fraud it was with a cc. The fraud protection is just bandage for an inherently unsafe system that you are paying for yourself.

That being said, I do get that for US individuals it is completely rational to use cc's. I would do that too. If you are paying 3% Visa/MC tax anyway, then you might as well use their perks.

What smelendez is alluding to is the matter of who is liable while fraud is being resolved.

In the US, a charge on your bank card results in at least a hold on your bank account - money you can't spend on anything else until the hold is lifted. Worst-case, there can be significant fees associated with this (overdraft, declined payments, etc.).

For most of us, that's a much bigger problem than a debt we may or may not end up paying interest on.

From personal experience, getting a credit card company to quickly resolve fraud cases is also much easier than getting a bank to do the same, even when it's ultimately the same institution.

Places that used to be 32C in summer are consistently hitting 36C+. It absolutely sucks to be outside in those temps. You are running from aircon to aircon. Doom scenarios of unbearable heat is definitely true.

Germany had two sizable heatwaves this summer, of which one was so intense that for the first time in about "ever" ACs tripled/quadrupled in price (note this includes those on online stores where the shipping times would allow for trucking them in from all across central Europe)... I'm not referring to installation labor/technicians even. But like window units and similar ones that don't rely on HVAC technicians to take out the box and turn on.

What does any of that have to do with what I said? I agree with you but I guess not with enough zeal.

Sounds like typical geek stuff you see on any enthousiast forum. You should check the coffee forums.

This is just third world level of open corruption. If nothing is done against it, things will just get worse and not better.

First it will signal to all the lower level officials that corruption is ok. The next step isn't just corruption is ok, but it is expected. No corruption means you won't get far in your career.

Also a very Christian nation that follows the teachings of Jesus.