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Mind blown. Thanks. I'm British and I've had a debit card since I was 16 which is a loooooong time ago now, let me tell you.


In the UK, purchases made with a credit card are much more protected than a debit card.

If the supplier goes out of business / fails to deliver, the bank/credit card company is equally liable. A Section 75 claim is allowed for purchases between £100 and £30,000.

https://www.financial-ombudsman.org.uk/consumers/complaints-...


The equivalent in Britain would be a Switch card in the 1990s, the UK's native debit card system.

https://en.wikipedia.org/wiki/Switch_(debit_card)




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